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Cover the thing that would close you: 10 AI skills for insurance and risk.

The policy the law requires, the clause that cuts your payout, and the claim you can actually evidence.

cover-auditlist every risk that would close you, and what is actually covered
employers-liabilitythe insurance the law makes compulsory, displayed correctly
public-liabilitycover the accident that happens to a customer
under-insurancethe clause that cuts your payout when you need it most
business-interruptioncover the weeks you cannot trade
cyber-and-datathe breach that is now a business risk, and the duty that follows
claim-evidenceevidence a claim from the day it happens, not the day you claim
risk-registerone page that tells you what to fix first
accident-bookrecord an incident the way the law and the insurer both need
renewal-reviewchallenge the renewal instead of accepting it

The rules inside

Public information only. No guessed email addresses. Anything sent in someone’s name says whose name it is. Built for small teams and founders, and they are the rules I use myself.

The post that gave this away

Copy it, change the numbers and the keyword, post it.

10 skills for the policy that is meant to be there the day everything goes wrong.

all 10 free, nothing to sign up for ↓

most owners read their insurance schedule once, at renewal, and trust the number on it. the clause that actually decides what you get paid sits further down the wording, and nobody reads it until there is a claim open and a reason not to pay it in full. this is 10 Claude and Codex skills for the cover, the evidence and the renewal - read before you need them, not after.

what they get you:

- list every risk that would close you, and what is actually covered
- display the insurance the law makes compulsory, correctly
- cover the accident that happens to a customer
- find the clause that cuts your payout when you need it most
- cover the weeks you cannot trade
- answer the breach that is now a business risk, and the duty that follows
- gather claim evidence from the day it happens, not the day you claim
- build one page that tells you what to fix first
- record an incident the way the law and the insurer both need
- challenge the renewal instead of accepting it

the under-insurance one finds a clause most owners have never knowingly read: if your sum insured sits below the real value at risk, the policy can pay out proportionately less on every claim, not just the big one - and the figure on your schedule was often set years ago and never revisited.

the accident book one answers a duty that sits in two different places at once - a legal record-keeping duty where ten or more people are employed, and a separate reporting duty for certain injuries under RIDDOR - and conflating the two is how owners miss one of them.

half of them think it through in Claude, half get it done in Codex. one folder each. a minute to install.

no insurance broker retainer, no "cover review" service taking a cut of what it finds. your own policy wording and the regulator's own rules, read properly.

10 skills. one complete system.
and I'm giving the entire thing away for free

public information only, nothing invented. nothing in the pack contacts an insurer, a broker or a customer on your behalf. it prepares the work for your FCA-authorised broker to check. it never pretends to be the advice.

Comment "COVER" and I'll send you the whole pack.

(and connect if we aren't yet - the DM won't go through otherwise)

#Hospitality #SmallBusiness #Insurance

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