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Keep more of it: 10 AI skills for the bills, not the menu.

The energy bill read properly, the subscriptions nobody remembers, the card fees, and every pound out on one page.

The rules inside

Public information only. No guessed email addresses. Anything sent in someone’s name says whose name it is. Built for small teams and founders, and they are the rules I use myself.

The post that gave this away

Copy it, change the numbers and the keyword, post it.

10 skills for the bills, not the menu.

all 10 free, nothing to sign up for ↓

when it gets tight everybody cuts the thing the customer can see. the cheaper coffee, the smaller portion, the shift you did not cover. meanwhile the standing charge, the card fee and the on-costs on every rota line go untouched, because nobody is paid to read them. this is 10 Claude and Codex skills for the money going out where nobody is looking.

what they get you:

- read the energy bill and find what you are actually paying for
- list every subscription leaving your card that nobody remembers signing
- work out what taking a payment really costs you, per transaction
- see what the delivery apps take, and what is left for you
- get the same insurance cover quoted like for like
- go into the rent review with evidence instead of a feeling
- know the covers you need before you earn a pound
- measure where the stock actually goes, instead of guessing
- decide repair or replace on the numbers, not the mood
- get every pound out of the business onto one page

the card one splits your statement into the three things the charge is made of, because the Payment Systems Regulator found over 95% of merchants are on a pricing structure where the headline rate on the front is not the price, and drafts the request for the breakdown by card category and brand. the energy one separates the units from the standing charge from the levy, then asks your supplier in writing for the broker commission inside your pence per kWh, which Ofgem has required in principal terms for every non-domestic customer since October 2024.

the break-even one puts employer National Insurance, pension and holiday accrual on every rota line, because the hourly rate is about a fifth short of what the hour costs. the rent one copies out the five clauses that decide the number and lists every improvement you paid for with the invoice, because on a 1954 Act renewal your own fit-out is meant to be ignored. the subscription one names which of three levers stops a payment, and says out loud that stopping it does not end the contract.

half of them think it through in Claude, half get it done in Codex. one folder each. a minute to install.

no cost consultant taking a share of the saving, no switching broker, no new software. you keep every supplier you have - these just show you the bill properly.

10 skills. one complete system.
and I'm giving the entire thing away for free

public information only, nothing invented. no line states a VAT position, a premium or whether you are covered. anything touching contracts, food safety, employment or tax prepares the work for your accountant, solicitor, HR adviser or EHO to check. it never pretends to be the advice.

Comment "SPEND" and I'll send you the whole pack.

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#Hospitality #SmallBusiness #CostControl

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